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Bills Must Be Paid official game artwork

THE PRACTICAL GUIDE

Bills Must Be Paid Guide

You're broke, smash piggy banks, bills must be paid. A short active incremental game. Get money, upgrade, and get debt free!

Steam ↗Windows · macOS
GameWiki Pro EditorialReviewed 5 guide topics

GET YOUR BEARINGS

Plan your next Bills Must Be Paid session

Our guide helps you refine each aspect of Bills Must Be Paid, from managing stamina to choosing the optimal hammer. By focusing on incremental improvements and strategic upgrade paths, you can extend runs, earn more money, and avoid bankruptcy while enjoying the game's quirky piggy‑bank mechanics.

01 / THE GUIDE

Stamina Management

Track how many smashes you can perform before stamina drops. Compare runs with different grip upgrades to see which extends your session the most.

  • Watch stamina closely and pause before you’re exhausted.
  • Prioritize bills that appear early to avoid bankruptcy.

02 / THE GUIDE

Bill Prioritization

Record the order bills appear and which ones you pay first. Notice if early payments reduce the chance of bankruptcy in longer runs.

  • Pay off bills as soon as they appear to keep momentum.
  • Use legacy points wisely to boost stamina or grip.
Bills Must Be Paid official gameplay screenshot
Publisher-provided gameplay image · Rike Games

03 / THE GUIDE

Upgrade Path Testing

Experiment with different skill‑tree branches—focus on luck versus grip—and measure the impact on total money collected per run.

  • Balance grip and stamina upgrades for sustained smashing.
  • Experiment with luck upgrades to find high‑value piggies.

04 / THE GUIDE

Hammer Selection

Try each hammer type for a set number of runs, noting crit frequency, radius coverage, and speed to determine which aligns with your playstyle.

  • Try a fast hammer for quick runs, then switch to a high‑crit hammer for big payouts.
  • Match hammer radius to the typical piggy movement patterns.

05 / THE GUIDE

Controller vs Keyboard

Play identical sessions using a controller and then a keyboard, observing any differences in precision or comfort that affect your smashing efficiency.

  • Enable Camera Comfort if you experience motion discomfort.
  • Adjust volume controls for a quieter play session.

WATCH THE GAME

Bills Must Be Paid videos

Official trailers & gameplay

INSIDE THE WORLD

Screenshots & game images

5 official screenshots

IN THIS WIKI

Your reading checklist

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QUICK ANSWERS

Bills Must Be Paid FAQ

How does stamina affect my ability to smash piggy banks?

Each smash consumes stamina; when it depletes, the current run ends, requiring you to start a new session later.

What happens if I ignore a bill that appears?

Ignoring bills leads to bankruptcy, which resets the run but awards legacy points that can be spent on upgrades.

Can I use a controller instead of a keyboard?

Yes, the game supports DualShock and DualSense controllers, offering full controller compatibility alongside keyboard and mouse.

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SOURCES & CREDITS

Official resources and further reading

Original editorial guidance. Game imagery and trailers are provided by the publisher through Steam. Media and reference links checked 2026-10-22. Game versions, supported platforms, and balance can change; consult the linked release notes for current details.