GET YOUR BEARINGS
Plan your next Bank Simulator session
Our guide helps you compare each core system in Bank Simulator, offering observations that let you decide where to focus effort. By noting how upgrades interact with daily operations, you can shape a bank that grows steadily without relying on undocumented shortcuts.
01 / THE GUIDE
Teller vs. Automation
Track the time taken for manual deposits versus using hired tellers. Note any change in commission flow and decide if the upgrade cost outweighs the speed gain.
- Compare the speed of manual processing versus hiring a teller before upgrading the counter.
- Observe how often counterfeit alerts appear; adjusting your vigilance may save commissions.
02 / THE GUIDE
Loan Negotiation Balance
Run several loan negotiations at different rate levels. Record default rates and commission totals to see where profit meets borrower retention.
- Balance a higher rate against the risk of borrowers walking away.
- Track which document checks catch the most false applications.

03 / THE GUIDE
Bond Decision Patterns
Mark each bond decision as Good, Caution, or Reject and compare the resulting profit or loss. Look for trends that indicate which stamp yields the best returns.
- Compare the outcomes of Good versus Caution stamps to refine your criteria.
- Consider waiting for the analyst upgrade before handling high‑value bonds.
04 / THE GUIDE
Marketing Channel Efficiency
Launch campaigns of equal size across two channels. Measure the number of new customers each brings and evaluate which channel offers the higher deposit increase per spend.
- Test a Small campaign on a low‑cost channel before scaling up.
- Watch for viral spikes; they may justify larger future investments.
05 / THE GUIDE
ATM Route Optimization
Map the Cash Car’s path to all active ATMs, noting fuel usage and time between refuels. Adjust the route to reduce travel distance while keeping machines stocked.
- Map the shortest route for the Cash Car to minimize refuel trips.
- Upgrade rooms after confirming a consistent withdrawal volume.




